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So you have already looked for scholarships, grants, and loans and are still finding it hard to pay your way through college? It goes without saying that the typical college student is either broke or financially hanging in the balance most of the time. We?ve assembled a long list of both practical and creative ways you can save some green while you?re going to campus. 110.Sell your expertise in a subject as a tutor, computer skills, music lessons. 111.Get a job in the food service industry. Chances are high that you can eat for free! 112.Car pool. I know that having a car can make college life easier, but the combined costs of maintenance and gas can be devastating to your wallet. If you can, car pool to stores, class, and parties. Giving a few bucks to another driver is a lot less expensive. Also look for things to do on campus. Most colleges have various events to help keep students entertained, at least for a little while. oOne I'm surprised one they didn't mention: find paid internships in your field of study. You save money by finding out if the real world job is to your liking, possibly get a higher starting salary, and, of course get paid. If it's school-sponsored, all the better. ?Before you even think about putting out money for a textbook, don?t you think someone else on campus had to already have one? Borrow if it?s possible. ?If you can?t borrow, buy used college textbooks. On sites like Amazon.com used hardcover books are often cheapest. Soft cover are more valued for convenience, so if you?re willing to haul a couple extra ounces, then hardcover is the cost-saving choice. ISBN.nu allows you to easily compare book prices from major online book stores. The campus bookstore will sell a supply of used books, but they are limited; so check the online sources as well. Buy Online You can easily compare textbook prices on different websites. I would recommend checking out half.com first. Just note that some people sell the international version of textbooks in their auctions. Although they are a great value, most bookstores won?t buy back the international edition. Another one of my favorites is ecampus.com. They have a great selection and very competitive prices. Buy only what you need Although I have never bought anything through iChapters.com (it wasn?t around when I went to college), I have heard a lot of great things about it. Students can purchase a full electronic college textbook (a.k.a e-book) for half the price of a new hard copy textbook. You can also choose to buy only the chapters you need for $1.99 per chapter. Factor in the cost of printing pages before you buy your e-book though, unless you plan on reading it straight off your computer. If you are buying new, check for an ?international? edition. The book will be almost exactly the same, except for maybe some Chinese characters on the front, AND it will be exponentially cheaper. Put yourself on an allowance for things like entertainment, eating out, clothing, and special purchases. Stay on budget no matter how tight things get. It's never too early to start saving money. Even if it's only $20 a week try to put something aside in a savings account. Instead of paying a tutor set up a peer study group in classes that you need extra help with. Understand Your Debt Load Student loans aside there are other ways that students get in to debt. Credit card companies target cash strapped students, most of whom are inexperienced with unsecured debt. When handled responsibly credit cards can be good things to have. If you do any shopping on the Internet you will probably need to have a credit card. Many credit card companies offer theft and fraud protection. Read the fine print of your credit card agreement to find out if you?re covered for these things. It's a good idea to have a credit card for emergencies or for major purchases like books or a bike but avoid using plastic for day-to-day spending or for entertainment. The Federal Work Study Program While Ben Franklin's idiom of "A penny saved is a penny earned" still carries weight, when it comes to money saving tips for college students, a more accurate sentiment might be, "A penny earned is a penny saved." Luckily for you, the federal government offers a work-study for qualifying students. Many schools prefer to hire work-study students as the government subsidizes part of the wages earned, making it more affordable for the college or university. Further, unlike college scholarships and grants, money earned from a work study program is paid directly from the school to the student, allowing the student to place it where it needs to be (i.e. - tuition bill, housing, books, recreation, etc.). If you want to know how to save money for college, start by helping colleges save money and let it trickle down. o: find paid internships in your field of study. You save money by finding out if the real world job is to your liking, possibly get a higher starting

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